Here's Inside
Information on Florida Retirement
Communities, Homes, Villages, and more...
The
Most Important Letter You’ll Ever Read
If You Are Considering Florida
Retirement (or have recently made the move).
If
you’re serious about retiring to Florida,
then the following personal message from
a seasoned, veteran retiree is must-read material…
Date: January
17, 2008 From:Robert Cotter,
Ph.D. Re: Your
Florida Retirement
Director, Florida
Retirement Info
During the year 2008, the first crop
of Baby Boomers will be turning 60 and
will be on their way to retirement. If
you are in that group, congratulations!
You are on the verge of a most exciting
time in your life.
As
early retirement has become more in voque,
there will be huge populations of younger
retirees entering the retirement system and
flocking to traditional destinations. At
the top of this list will be Florida, as
it has been for decades.
But
heed this warning: Awaiting
you, the new retiree, will be limitless
opportunities and opportunists, looking
for you and your hard earned savings.
When
I decided to retire in Florida some 15 years
ago (part time at first), the state was a
very different place. Since that time, the changes
and population growthhave
been nothing short ofastounding.
No doubt you have read about the explosion
of building and land development in the state
if you have done even the most rudimentary
research. Just look at this list of recent
property value changes below. After a huge
price run-up, prices have adjusted dramatically
this past year. Here's how much your Florida
retirement home's value could
have
changed from 2006-7!
Astounding,
isn't it? Whenever there is a frenzy going
on like this, common sense
can be lost in the shuffle.
The "buy now or miss out" mindset
typically takes hold and tragic mistakes
can be made by eagar, yet uniformed
retirees. Unfortunately, these mistakes
can have devastating effects on
their chances for a fulfilling,
yet practical retirement in Florida.
They are effectively rolling the dice
with their hard earned retirement savings.
My
journey into full time FL retirement
has been an incredible odyssey with
its share of triumphs,
challenges, and a multitude of discoveries.
Because
of my inquisitive nature, I decided
to document this journey not only
for myself, but for family and friends
about to begin their own retirement
adventures.
You
see, so many Florida retirees are
making mistakes of which they are
not even aware. Over the
last 15 years, I have been taking
note of the tales from the scores
of retirees I've met. They each have
their stories to tell, and some of
them would break your heart.
In doing so,
I have assembled the most powerful
and useful collection of Florida
retirement strategies, tips, best kept secrets, and
resources available anywhere
online...and I'd like to share them
with you.
Region
%
Change
2004-05
% Change
2006-07
Fort
Walton Beach
49.1
-5
Naples
39.6
-3
Sarasota
36.3
-9
Punta
Gorda
34.6
-14
Fort
Meyers
33.5
-5
Pensacola
32.9
1
Orlando
31.5
-4
West Palm Beach
31.0
-5
Fort
Lauderdale
31.0
1
Port
St. Lucie
30.5
-7
Miami
29.9
0
Daytona Beach
28.3
-12
Lakeland
27.4
-5
Tampa
25.0
-4
Jacksonville
17.8
2
Gainesville
14.3
-5
A Buying Opportunity?
You
too can be part of the ever growing, dynamic
group of folks retiring to the Sunshine
State. Take the first step to a fantastic
Florida Retirement by signing up
for our FREE Insider Special Reports:
Sign Up For The "Florida
Retirement Alert" Insider Special Reports ... Absolutely
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more...
* Join Thousands of
others who are reaping the
benefits of these exact strategies
and Insider Information.
* Your information will not be sold or disclosed to
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I respect your privacy and hate junk email with a passion.
Your
Florida retirement marks the start of a
most rewarding (and perhaps daunting)
time of your life. Be prepared with an
up to date arsenal of knowledge before
you make any big decisions that could
affect the rest of your life.
This
is your opportunity to learn
from my successes and failures.
Introducing "The
Florida Retirement Book - An Insider's
Guide"
now
available as a simple, Immediate
Download or in Hard
Copy
Start
reading the new 3rd Edition Minutes
from now!
"My wife and I decided to retire
to Florida but we had no inkling
of where to go or what this move
would entail. Robert's book opened
our eyes to the possiblilities
and some drawbacks to our plans
for retirement to Florida.
I
whole heartedly recommend
this book to all who are
thinking of moving to Florida for
retirement. It is full of important
information and insights and will
help avoid a lot of mistakes and
stress in planning your move."
Jerry
Seltzer
Hackensack, N.J.
Here's a sneak peek at
what you're going to find in the pages of
the New 3rd Edition of "The Florida Retirement
Book - An Insider's Guide":
Is Florida's
Real Estate BubbleBursting or
is it just a slow leak?
What “Location,
Location, Location” is
best for you? Florida has 67 counties,
each with its own unique personality.
Beware of the "Model Home" Trap.
The fastest
growing FL regions (including Central
Florida). Don't get left behind!
Urgent - A Developing Threat To Manufactured
Housing Parks.
Is Ocean
or Gulf Front Property Really
Worth The Added Cost?
Special
Section An
in depth look at Florida'sdevastating Hurricane
Seasons and
what they mean for your retirement
strategy.
Flood
insurance...do you need it?
The
top ten counties with the most residents over
65.
Critical -
Is your real estate agent coming
clean about your community's sewage
treatment plant?
Detailed population
data that will help prevent you from
moving to an area with the same problems
that you want to leave behind!
Steps
to take to become a bona
fide Florida resident.
The
cost of living is low in Florida! Learn
why and take advantage.
A
close look at tax considerations including
Florida's dreaded intangible
personal property tax.
Don’t
forget to add in soaringhomeowner’s
insurance costs to your budget.
If
you want warm winter weather in Florida, avoid these
counties (or bring some winter clothes)!
"Good morning
Mr. Cotter,
Thank
you for your Florida
Retirement Book. The
inside information on condos
and country clubs was
particularly informative
and helpful.
I
appreciate your making such
valuable information available
to new (returning in
my case) Florida residents.
Sincerely,
Ed
W.
State College, PA
Learn
why you’ll need to get
away from the Florida
summer.
What
you must know about condominium
fees.
Can
you really trust your
condo governing board?
Considering
a Golf Course Community? Be
prepared for the costs!
Is
the country club lifestylereally for
you?
Why
you really need to check out the medical
facilities and practitioners.
Follow
the money trail.The
counties with the highest incomes are
identified.
Why
you should think twice before
settling on an island (key) that is accessed
by an extension or drawbridge.
Ethnic
enclaves identified.
and Much,
Much More!
"I've been looking for a resource like
this for years. It's great to
have all the information in one
place.
The
information in Chapter
3 alone is worth more
than the price of the material."
Patricia
H.
Sinking Spring, PA
And
here's the best news...
I've
assembled this information in the form
of
an Ebook for Immediate Download! (Hard
Copy also available).
"The Florida Retirement Book - An Insider's
Guide"
delivered
to your computer in
minutes!
At
the modest price of $37.00 (about
$2.50/yr of my retirement know
how) this is an incredible
offer on a unique resource.
But
during a brief, annual promotional
period scheduled to end
in April
2008,the new
3rd Edition of "The
Florida Retirement Book - An
Insider's Guide" is
being offered for the discounted
price of only $27.00 (over 25%
off).
I
have also decided to make this
unique, Time
Sensitive Offer:
Order
By Midnight,
and you will receive
FREE CRITICAL UPDATES
to
the "The
Florida Retirement Book - An
Insider's Guide".
The state of Florida and it's
retirement
communities are in a constant state
of change. I am passionate about
continuing to discover and document
these changes (my wife may
say a bit too passionate).
In fact, the book has already had
a several content updates including
vital information on property
taxes, real estate, hidden costs,
hurricanes, undervalued areas,
and much more.
When
a new version of the Ebook is
updated, we will notify all those
who have
purchased an Ebook with the free
updates and email
instructions on how to easily and immediately download
the full, updated version (or
just the new sections if you
prefer)
for free. You can also just read
the updates online if you'd like.
When
I update "The
Florida Retirement Book - An
Insider's Guide" with
the latest strategies,
tips, best kept secrets, and
resources, you'll
get fresh
information before anyone
else -- automatically and free. How
many other products or books
do you own that stay fresh
after purchase?!
Take charge of your Florida Retirement
and Act
Now to ensure you receive
the Free Updates.
Note:
New Winter Updates just added!
Your
No-Risk 60 Day 100% Money-Back
Guarante
If
after exploring "The Florida Retirement
Book - An Insider's
Guide" you
feel you haven't
benefited from
my personal insight
and retirement
strategies, email
me at info@floridaretirementinfo.com and
return the book
to me within
60 days of purchase.
I will cancel
your
updates and
issue you a prompt,
courteous refund
of your purchase
price.
Get Instant Access to
your Immediate
Download
(even if it's 3:00 AM!)
Works
with any PC or MAC computer
It's EASY to
download and read, even for
the Novice! You can also print
the entire book or pertinent
sections if you desire.
Order Now - Only $27.00
P.S. We
are planning a price increase for April
2008 to reflect all the recent content
added to the New Edition. So
if you're at all interested, take
advantage of this savings, the Free
Updates, and act now.
"The Florida
Retirement Book has all
the information that my wife
and I have been searching
for. This insider’s guide
answered our questions, and
most importantly gave us
the ‘jump start’ needed
for a successful re-location
to the Sunshine State.
Your insight
and experience have proven
invaluable.