FloridaRetirementInfo.com
Privacy Policy
We have created this privacy statement in order to demonstrate our
firm and continuing commitment to the privacy of personal information
provided by those visiting and interacting with Floridaretirementinfo.com.
We
hold the privacy of your personal information
in the highest regard. The following
discloses our information gathering
and dissemination practices for this
website.
We
recognizes the importance of protecting
your privacy and our policy is designed
to assist you in understanding how
we collect, use and safeguard the personal
information you provide to us and to
assist you in making informed decisions
when using our site.
This
policy will be continuously assessed
against new technologies, business
practices and our customers' needs.
What
Information Do We Collect?: When you
visit any of our web sites or in-person
you may provide us with two types of
information: personal information you
knowingly choose to disclose that is
collected on an individual basis and
Web site use information collected
on an aggregate basis as you and others
browse our Web site.
1.
Personal Information You Choose to
Provide
Registration
Information: When
you register for any of our products,
services or newsletters you will provide
us information about yourself.
Email
Information: If you choose to correspond
with us through email, we may retain
the content of your email messages
together with your email address and
our responses. We provide the same
protections for these electronic communications
that we employ in the maintenance of
information received by mail and telephone.
2.
Web Site Use Information
Similar
to other commercial Web sites, our
Web site utilizes a standard technology
called "cookies" (see explanation
below, "What Are Cookies?")
and web server log files to collect
information about how our Web site
is used. Information gathered through
cookies and Web server logs may include
the date and time of visits, the pages
viewed, time spent at our Web site,
and the Web sites visited just before
and just after our Web site.
How
Do We Use the Information That You
Provide to Us?: Broadly
speaking, we use personal information
for purposes of administering our business
activities, providing the products
and services you requested, to process
a payment, to monitor the use of the
service, our marketing and promotional
efforts and improve our content and
service offerings, and customize our
site's content, layout, services and
for other lawful purposes. These uses
improve our site and better tailor
it to meet your needs. Furthermore,
such information may be shared with
others on an aggregate basis. Personally
identifiable information or business
information will not be shared with
parties except as required by law.
Occasionally,
we may also use the information we
collect to notify you about important
changes to our Website, new services,
and special offers we think you will
find valuable. You may notify us at
any time if you do not wish to receive
these offers by emailing us at the
link provided on the newsletter.
What
Are Cookies?: A
cookie is a very small text document,
which often includes an anonymous unique
identifier. When you visit a Web site,
that site's computer asks your computer
for permission to store this file in
a part of your hard drive specifically
designated for cookies. Each Web site
can send its own cookie to your browser
if your browser's preferences allow
it, but (to protect your privacy) your
browser only permits a Web site to
access the cookies it has already sent
to you, not the cookies sent to you
by other sites. Browsers are usually
set to accept cookies. However, if
you would prefer not to receive cookies,
you may alter the configuration of
your browser to refuse cookies. If
you choose to have your browser refuse
cookies, it is possible that some areas
of our site will not function as effectively
when viewed by the users. A cookie
cannot retrieve any other data from
your hard drive or pass on computer
viruses.
How
Do We Use Information We Collect from
Cookies?: As you visit and browse our
Web site, the site uses cookies to
differentiate you from other users.
In some cases, we also use cookies
to prevent you from having to log in
more than is necessary for security.
Cookies, in conjunction with our Web
server's log files, allow us to calculate
the aggregate number of people visiting
our Web site and which parts of the
site are most popular. This helps us
gather feedback to constantly improve
our Web site and better serve our clients.
Cookies do not allow us to gather any
personal information about you and
we do not intentionally store any personal
information that your browser provided
to us in your cookies.
IP Addresses: IP
addresses are used by your computer every
time you are connected to the Internet.
Your IP address is a number that is used
by computers on the network to identify
your computer. IP addresses are automatically
collected by our web server as part of
demographic and profile data known as
traffic data so that data (such as the
Web pages you request) can be sent to
you.
Sharing and Selling Information: We
do not share, sell, lend or lease any of the information that uniquely
identify a subscriber (such as email addresses or personal details)
with anyone except to the extent it is necessary to process transactions
or provide services that you have requested.
How Can You Access and Correct
Your Information?: You may request access
to all your personally identifiable information
that we collect online and maintain in
our database by emailing us at the usual
address.
What
About Legally Compelled Disclosure
of Information?: We
may disclose information when legally
compelled to do so, in other words,
when we, in good faith, believe that
the law requires it or for the protection
of our legal rights. We may also disclose
account information when we have reason
to believe that disclosing this information
is necessary to identify, contact or
bring legal action against someone
who may be violating our Terms of Service
or to protect the safety of our users
and the Public.
What About Other Web Sites Linked
to Our Web Site?: We are not responsible
for the practices employed by Web sites
linked to or from our Web sites or the
information or content contained therein.
Often links to other Web sites are provided
solely as pointers to information on
topics that may be useful to the users
of our Web site.
Please
remember that when you use a link to
go from our Websites to another web
site, our Privacy Policy is no longer
in effect. Your browsing and interaction
on any other web site, including web
sites, which have a link on our Website,
is subject to that Web site's own rules
and policies. Please read over those
rules and policies before proceeding.
Your Consent: By using our Web
site you consent to our collection and
use of your personal information as described
in this Privacy Policy. We reserve the
right to amend this privacy policy at
any time with or without notice.
Our
Commitment To Data Security: Please
note that your information will be
stored and processed on our computers
in the United States. The laws on holding
personal data in the United States
may be less stringent than the laws
of your Country of residence or citizenship.
To prevent unauthorized access, maintain
data accuracy, and ensure the correct
use of information, we have put in
place appropriate physical, electronic,
and managerial procedures to safeguard
and secure the information we collect
online.
Choice/Opt-In/Opt-Out:
Our sites allow visitors to unsubscribe
so that they will not receive future
messages. There is a link to unsubscribe
in every email you receive from us.
After unsubscribing we will discontinue
sending the particular messages as
soon as technically feasible.
Surveys & Contests: From
time-to-time our site requests information
from users via surveys or contests. Participation
in these surveys or contests is completely
voluntary and the user therefore has
a choice whether or not to disclose this
information. Information requested may
include contact information (such as
name and shipping address), and demographic
information (such as zip code, age level).
Contact information will be used to notify
the winners and award prizes. Survey
information will be used for purposes
of monitoring or improving the use and
satisfaction of this site.
Note
About Children: Children are not eligible
to use our services unsupervised and
we ask that children (under the age
of 14) do not submit any personal information
to us. If you are a minor, you can
use this service only in conjunction
with permission and guidance from your
parents or guardians.
Acquisition or Changes in Ownership: In the event that the web site
(or a substantial portion of its assets) is acquired, your information
would be considered part of those assets, and may be part of
those assets that are transferred.
Policy
Modifications: We may change this Privacy
Policy from time to time. If/when changes
are made to this privacy policy, we
will email users who have given us
permission to do so. We will post any
changes here, so be sure to check back
periodically. However, please be assured
that if the Privacy Policy changes
in the future, we will not use the
personal information you have submitted
to us under this Privacy Policy in
a manner that is materially inconsistent
with this Privacy Policy, without your
prior consent.
Important:
This website and its information are
provided for informational purposes
only. This website, its content, and
its products are not intended to provide
investment, tax, real estate, or legal
advice. Readers agree to indemnify
and hold harmless Florida Retirement
Info and/or Robert Cotter from and
against any damages, costs and expenses,
including any legal fees, potentially
resulting from the application of any
of the information provided by Florida
Retirement Info, its products, and/or
Robert Cotter. Reader agrees to assume
all risk resulting from the application
of any of the information provided
by Florida Retirement Info, the products
provided therein, and/or Robert Cotter.
By using this website and any of the
content contained therein, the reader
grees that the use of this website
and information and or products is
entirely at his or her own risk.
Questions? info@FloridaRetirementInfo.com
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